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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Immediate Family Member Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$20.10
$21.00
$21.60
$22.20
$22.50
$23.40
$24.60
$26.10
$27.00
$27.90
$29.40
$30.60
$31.80
$33.90
$35.40
$36.90
$39.00
$40.50
$42.60
$45.60
$48.00
$51.00
$53.40
$57.00
$60.30
$65.10
$69.30
$74.40
$80.40
$87.30
$96.30
$105.00
$115.20
$131.10
$145.20
$161.40
$178.50
$197.70
$219.00
$243.00
$269.40
$298.80
$330.00
$398.10
$436.50
$478.80
$525.30
$576.30
$633.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$40.20
$42.00
$43.20
$44.40
$45.00
$46.80
$49.20
$52.20
$54.00
$55.80
$58.80
$61.20
$63.60
$67.80
$70.80
$73.80
$78.00
$81.00
$85.20
$91.20
$96.00
$102.00
$106.80
$114.00
$120.60
$130.20
$138.60
$148.80
$160.80
$174.60
$192.60
$210.00
$230.40
$262.20
$290.40
$322.80
$357.00
$395.40
$438.00
$486.00
$538.80
$597.60
$660.00
$796.20
$873.00
$957.60
$1,050.60
$1,152.60
$1,266.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$52.20
$54.00
$54.60
$56.40
$57.60
$60.00
$61.80
$63.60
$66.60
$69.00
$71.40
$74.40
$78.60
$82.20
$86.40
$91.20
$95.40
$99.00
$105.00
$108.60
$114.60
$120.00
$127.20
$135.00
$142.20
$151.80
$160.80
$172.20
$183.60
$196.80
$210.00
$230.40
$252.00
$275.40
$301.20
$340.20
$377.40
$418.20
$462.00
$510.00
$563.40
$625.80
$692.40
$765.00
$846.00
$1,016.40
$1,116.00
$1,223.40
$1,340.40
$1,468.20
$1,609.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov